The first source of debt capital will be a bank loan. Usually, the bank will provide a special plan for the business loans for the business owner or entrepreneur that wants to start up their own business. However, the bank will look into the entrepreneur or the entrepreneur's business capability to repay back the loan, potential, and other elements too. The bank loan is more flexible and freedom because the bank won't limit how the company uses the money or expectation from the bank. However, it was a type of debt that means companies need to repay back with different amounts of interest rates and the application is quite complicated and time-consuming.
债务资本的第一个来源将是银行贷款。通常,银行会为想要自己创业的企业主或企业家提供商业贷款的特别计划。但是,银行也会考察创业者或者创业者的还贷能力、潜力等因素。银行贷款更加灵活和自由,因为银行不会限制公司如何使用资金或对银行的期望。然而,这是一种债务,意味着公司需要以不同的利率偿还,申请相当复杂和耗时。
Another source of debt capital will be asset financing. Asset financing is the method of financing that is based on the asset of the company including the current asset and non-current assets. For example, the receivable account, stock, facility, machinery, and so on. Asset financing focuses more on the asset credit more than the company credit, and it could use the value of the asset more effectively and efficiently.
债务资本的另一个来源是资产融资。资产融资是指以公司资产为基础的融资方式,包括流动资产和非流动资产。例如,应收账款、库存、设施、机器等。资产融资更注重资产信用而不是公司信用,可以更有效、更高效地利用资产价值。
The third source of debt capital would be the leasing, also known as equipment leasing or financial leasing. Leasing refers to the transfer of the ownership of the asset or just the right to use the asset. Leasing could probably help companies to decrease the asset purchasing cost, especially for short-term use. Based on the leasing object or item, the company will need to pay a certain amount of money as a return to use or temporarily own the asset.
债务资本的第三个来源是租赁,也称为设备租赁或融资租赁。租赁是指转让资产的所有权或仅转让资产的使用权。租赁可能有助于公司降低资产购买成本,尤其是短期使用。根据租赁的对象或项目,公司需要支付一定的款项作为回报才能使用或暂时拥有该资产。
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