Bank Loan / 银行贷款
The first source of debt capital will be the bank loan. Usually, the bank will provide a special plan for the business loans for the business owner or entrepreneur that wants to start up their own business. However, the bank will look into the entrepreneur or the business capability to repay back the loan, potential, and other elements too. The bank loan is more flexible and free because the bank won’t limit how the company uses the money or expectation from the bank. However, it was a type of debt that means companies need to repay back with different amounts of interest rate and the application is quite complicated and time-consuming.
债务资本的第一个来源将是银行贷款。通常，银行会为想要自己创业的企业主或企业家提供商业贷款的特别计划。但是，银行也会考虑企业家或企业偿还贷款的能力、潜力和其他因素。银行贷款更加灵活和免费，因为银行不会限制公司如何使用银行的资金或期望。然而，这是一种债务，意味着公司需要以不同的利率偿还，并且申请相当复杂和耗时。
Asset Financing / 资产融资
Another source of debt capital will be asset financing. Asset financing is the method of financing that is based on the asset of the company including the current asset and non-current asset. For example, the receivable account, stock, facility, machinery, and so on. Asset financing focuses more on the asset credit more than the company credit, and it could use the value of the asset more effectively and efficiently.
债务资本的另一个来源是资产融资。资产融资是指以公司资产为基础的融资方式，包括流动资产和非流动资产。例如，应收账款、库存、设施、机器等。资产融资更注重资产信用而不是公司信用，可以更有效地利用资产的价值。
Leasing / 租赁
The third source of debt capital would be leasing, also known as equipment leasing or financial leasing. Leasing refers to the transferring of the ownership of the asset or just the right to use the asset. Leasing could probably help companies to decrease the asset purchasing cost, especially for short-term use. Based on the leasing object or item, the company will need to pay a certain amount of money in return to use or temporarily own the asset.
债务资本的第三个来源是租赁，也称为设备租赁或融资租赁。租赁是指转移资产的所有权或仅使用资产的权利。租赁可能有助于企业降低资产购买成本，尤其是短期使用。公司根据租赁的对象或物品，需要支付一定数额的资金以换取使用或暂时拥有该资产。
https://spotthewrld.blogspot.com/2021/06/what-is-pearsons-uncertainty.html
Define the types of risk for the company by origin and nature.
https://spotthewrld.blogspot.com/2021/07/define-types-of-risk-for-company-by.html
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